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Are you on track for a comfortable retirement?

don’t wait another day without a secure plan

SCHEDULE A free retirement planning session TO ASSESS YOUR CURRENT SITUATION AND CREATE A PERSONALISED RETIREMENT PLAN.

The Money Hub is rated 5 from 50+ reviews

5/5
5/5

10+ Years of Experience Guiding Retirements

The Money Hub has a proven track record of helping clients achieve their financial goals. Let us help you navigate yours.

Holistic Planning for Your Future

We go beyond just finances. Our strategies combine investment and tax planning to maximise your retirement income.

Trusted Expertise & Specialists Network

Leverage our team’s experience alongside our network of investment advisors, and tax specialists for a well-rounded approach to your retirement planning.

Long-term Collaborative approach

We believe informed decisions lead to confident choices. We’ll work with you every step of the way to ensure your long-term financial security.

uncertain of what your retirement looks like?

Let us guide you

Planning for retirement can be stressful and confusing. Regular income changes, free time increases – it’s a big shift. But retirement is your time! A chance to slow down and explore a new chapter. Don’t let the change cause stress.

At The Money Hub, we guide you with a clear vision of your desired future. Our expert advisors work with you to determine your ideal annual income for a comfortable retirement.  Then, we create a detailed plan to put you on the path to achieving that vision.

Here’s a rough guide to consider for retirement planning in Australia:

  • To achieve an annual retirement income of $59,000, you’ll need approximately $700,000.
  • To achieve an annual retirement income of $70,000, you’ll need approximately $1,100,000.
  • To achieve an annual retirement income of $100,000, you’ll need approximately $1,800,000.

If you are eligible to receive the age pension then this will alter the amount of your own funds required to achieve your income goals.

What Our Clients Are Saying

What happens From Here

01

Initial Planning Meeting

We discuss your retirement goals and finances to understand your needs.

02

Develop your unique plan

We craft a personalised financial plan based on your goals.

03

We Present Your Plan

You receive a clear explanation of your plan and its benefits.

04

Implementation process

Set up your plan with necessary paperwork (takes around 1 month).

Frequently asked questions

The sooner you start the better, however, it’s never too late as there are strategies we can implement in the short term that will make a significant difference to what your retirements looks like.

The good news is that in Australia, if you’re employed, your employer contributes to your superannuation, giving you a head start. By putting sound retirement strategies in place early on, you’ll be well on your way to a comfortable retirement.

Retirement is a personal choice. What someone else needs to live comfortably might not be the same for you. It’s more about achieving financial freedom – the ability to choose if and how much you work.

If you love your job, you may not want to retire right away.  Others might be eager to reach that milestone and begin their next chapter. The key is having the power to decide when to retire, and that’s where financial planning comes in.

At The Money Hub, we use “reverse engineering” to help you plan. We start by determining your desired annual retirement income and then work backward to calculate the amount you need to invest, the types of investments, and the expected return on those investments. This approach ensures you’re working towards financial freedom, whatever that means for you.

Financial advisors generally recommend having 66% to 80% of your pre-retirement income to live comfortably. This allows you to maintain your current lifestyle while enjoying your golden years.  This assumes you’ll be relatively debt-free, without a mortgage or ongoing superannuation payments.

Here’s a rough guide to consider for retirement planning in Australia:

  • To achieve an annual retirement income of $59,000, you’ll need approximately $700,000.
  • To achieve an annual retirement income of $70,000, you’ll need approximately $1,100,000.
  • To achieve an annual retirement income of $100,000, you’ll need approximately $1,800,000.

Retirement planning expertise you can trust

No matter what stage of your retirement journey you’re at, our financial advisers will help you put plans in place that deliver your financial freedom. We help you map out your investment journey, ensuring you get the full picture, and make financial choices that will ensure you’re able to enjoy the next stage of your life

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2024